[meteorite-list] I had a pretty large problem with an E-bay transaction.

From: Arizona Skies Meteorites <johnbirdsell_at_meteoritecentral.com>
Date: Fri Sep 30 11:45:39 2005
Message-ID: <20050930154526.73323.qmail_at_web51509.mail.yahoo.com>

Hi Mike and thanks for your post. This should be a
warning to EVERYONE! We had the same thing happen on
an expensive ebay purchase. The seller kept saying
that our order would arrive "soon"...of course it
never arrived. By the time we had decided to report
the seller to ebay and paypal, it was too late. Paypal
likes to pretend that they are the "safest" way to pay
for items, but you are out of luck if the item never
arrives or is not as described and you have waited
longer than the very limited time they allow you to
report a problem. This is why eveyone that uses paypal
should ALWAYS, ALWAYS, ALWAYS choose their credit card
as a payment source. Paypal does not like it when you
do this and they try very hard to trick you into using
an e-check or a transfer from your bank account. Don't
fall for this. Always use your credit card as the
funding source! That way you can file a chargeback
dispute against the seller if you don't receive the
merchandise as described. Paypal won't tell you that
you can file a chargeback either as they don't want
you to know about it. In fact paypal will sometimes
actively try to dispute your chargeback as they tried
unsucessfully in our case.

Another VERY IMPORTANT warning regarding paypal is
that you should always remove ALL of your funds from
your account BEFORE you pay w/ a credit card.
Otherwise, paypal will use all of the funds in your
paypal account and only then after the funds are used,
charge the remaining balance due to your credit card.
This is what paypal does even when your specifically
indicate that you want the purchase to be funded by
your credit card. We feel that this is a very
misleading practice on the part of paypal, however if
you read the fine print of your paypal contract very
carefully, it states that they can do this.

The final note on this...Fortuntately, on our purchase
we used our credit card and only lost a small amount
of funds from our paypal account. We filed a dispute
w/ our credit card company, paypal tried to claim that
we had received the merchandise (which we had not),
and our credit card company credited our account for
the full amount of the purchase. The seller was
delisted from ebay (he did the same thing to 10-15
other buyers), and eventually declared chapter 11
bankruptcy!

Hope this story along with Mike Miller's serve as a
warning for everyone.


Cheers



-John


--- Mike / flattoprocks <mikewm_at_npgcable.com> wrote:

> Hello everyone I purchased a $1500 item on E-bay
> it was an overseas
> purchase and I waited too long to report it to
> Pay-Pal or E-bay. I want to
> let everyone know who the seller is and what
> happened in case they ever want
> to deal with this person or have a dispute they need
> resolved. Right now I
> am wondering if it is ok to post the persons E-bay
> name on the list?
> Mike Miller // E-Bay flattoprocks
> Website // www.meteoritefinder.com
> Check out the web site it is up and running!
> Mike Miller 230 Greenway Rd. Kingman AZ 86401
>
>
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Arizona Skies Meteorites
Received on Fri 30 Sep 2005 11:45:26 AM PDT